Saving for Retirement?

   As Americans we work hard our entire life to save up enough money to someday retire. We put money away in retirement funds, 401K's, IRA's, savings accounts, it is a priority for most of us. But let me ask you a question... If you work your entire life to retire and when you get there your health isn't good enough to enjoy it, what has all the work and saving been worth? Absolutely nothing! You should have never worked a day in your life! You might as well been making straw hats on a beach somewhere, which I contemplate daily. But the point is that work was wasted.
   I tell patients you basically have two options when you retire. Cruise ship or nursing home, you decide. Most people give me a funny look when I say this, but think about it. They cost the same amount! My wife has a family member who is in a nursing home, and for what that costs, my wife and could be on a cruise all year long. Nursing homes or assisted living is very costly and expensive. Now her family member could afford to be traveling the world right now, but when you need around the clock supervision that isn't an option. Believe it or not there isn't a CVS or Walgreen's on every single corner in other parts of the world. And only 1 percent of Americans are making it to 60 on zero prescriptions. Only one percent! If you are traveling on a cruise ship all year, which people do, it is hard to get prescriptions filled. You have pour as much attention in to your health as you are other aspects of your life. There is nothing more important, and unfortunately some people do not realize that until it is too late.
    You don't want to be the person someday sitting on their couch trying to jot down the number from an infomercial to see if you qualify for a free jazzy scooter. That is not a cool place to be. Now I'm not making fun of people who are in this situation. But if you ask these people, because i have, did you see yourself in this chair 20 years ago? Every single one of them say no or no way! No one says, yea i had my red pearl color picked out and everything. It starts small, overweight, then type 2 diabetes, then diabetic neuroma or neuropathy, than you are getting a leg amputated. Or you have low back pain, which becomes debilitating, and then you can't exercise, thus you gain weight, and the cycle never ends. The number one cause of disability is low back pain.
   Invest everyday in your health. Sometimes this means you need to spend money. Whether it's a gym membership, organic groceries, chiropractic care, or even vacations to manage stress. The number one cause of bankruptcy in this country is medical bills and expenses. If you think you can not afford it, you can't afford not too! I own two gyms called Psycho Gym here is the Dallas area and if someone tells me that they can't afford a membership, I always ask them right away do you cable? How about internet? That usually runs $150 a month. That would pay for your membership. Is TV and internet making you healthier? More in shape? Adding years to your life? Of course not! Invest now, why you still can. For more information on planning for a healthy retirement contact my office Adjust Dallas today for a free consultation. 

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